Tailored Coverage Solutions for Contractors
General Liability
The core protection for your business, shielding you from third-party injury and property damage claims arising from your work site operations.
Workers Compensation
Ensures your team's welfare by covering medical expenses and lost wages if an employee is injured while working on one of your projects.
Tools & Equipment
Safeguards your essential assets—from manual tools to heavy machinery—against theft, loss, or accidental damage at any location.
Professional Liability
Protects against claims of professional errors, negligence, or failure to meet the standards promised in your design and build services.
Completed Operations
Provides coverage for damages or accidents that happen after your work on a project is finished and you have left the work site.
Commercial Auto
Comprehensive protection for the vehicles that keep your business moving, covering accidents, cargo, and liabilities on the road.
Why Contractors Trust Blue Peak
- Licensed in All Trades: Comprehensive coverage for specialized projects.
- Fast COI Issuance: Get proof of insurance on the fly, so you don't stall on the job.
- Knowledgeable Local Agents: Experts who understand state-specific requirements.
- Competitive Small Biz Rates: Premium protection tailored for independent contractors.
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Submit Details
Provide your business information and specific coverage requirements through our simple online request portal.
How to Get a Quote
02
Compare Options
Our experts analyze your risk profile to find the most competitive rates from top-rated carriers in the contractor insurance market.
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Secure Policy
Select the plan that fits your budget and get your active proof of insurance delivered to your inbox instantly.
How fast can I get a Certificate of Insurance?
We prioritize your schedule; most COIs are issued within minutes of your request so you never miss a job opportunity or site access.
Do you provide assistance with premium audits?
Yes, our experts help you organize your records and interpret requirements to ensure your final premium is fair and accurate.
What happens if I take projects in multiple states?
Your liability coverage can be extended to multiple jurisdictions to ensure you are compliant with all local licensing and insurance laws.
Questions from the Field
What are aggregate limits and how do they work?
These limits define the maximum amount your policy will pay for all claims combined during your one-year policy period.
Are independent contractors covered automatically?
Usually, you need specific proof of their insurance; we help you navigate subcontractor rules to keep your business protected.
Does this policy cover my specialized trade tools?
Standard liability protects others; we can add tool coverage to shield your owned gear from site theft, fire, or accidental damage.