Landlord Insurance to Protect Your Rental Properties
Tailored coverage designed for property owners who value security, stability, and local support.
Comprehensive Landlord Coverage
Property Damage
Covers physical structures and appliances against unexpected perils like fire, theft, or natural disasters.
Liability Protection
Shields your business assets against lawsuits and medical expenses for injuries that occur on your property.
Loss of Rent
Reimburses lost rental income when your property becomes uninhabitable while covered repairs are being made.
Why Landlords Choose Blue Peak
Claims Support
Minimize downtime and protect your cash flow. When claims happen, we are here to help you through the claims process, so you know where you stand
Local Market Knowledge
We live and work where your properties are. Our experts provide insights tailored to your specific neighborhood's risks and requirements.
Multi-Property Discounts
Maximize your ROI with scalable coverage. We offer significant premium discounts for landlords managing multiple units or portfolios.
Three Simple Steps to Security
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Connect with our expert agents online or by phone. We'll discuss your rental property details to provide an accurate preliminary assessment of your coverage needs.
Request A Consultation
Our team designs a tailored landlord insurance policy just for you. We'll walk you through core protections including property damage, liability, and loss of rent.
Review Custom Plan
Once you are satisfied, we finalize the paperwork and bind your coverage. You'll receive immediate proof of insurance, securing your property investment.
Bind Your Policy
Common Questions
What does landlord insurance cover?
Landlord insurance typically covers property damage to the structure, liability protection for injuries on the premises, and loss of rental income if the property becomes uninhabitable due to a covered peril.
Is it required by law?
While not legally required by the state, most mortgage lenders require landlord insurance. It is highly recommended to protect your investment and mitigate personal liability risks.
How is it different from homeowners insurance?
Homeowners insurance is for owner-occupied residences. Landlord insurance is specifically designed for non-owner-occupied properties, covering unique risks like loss of rent and liability related to tenant-occupied spaces.
Does it cover tenant injuries?
Yes, the liability portion of your policy generally covers legal costs and medical expenses if a tenant or guest is injured on your property and you are found legally responsible.
Can I bundle multi-unit properties?
Absolutely. We offer flexible bundling options for multi-unit properties or portfolios, often resulting in significant discounts and simplified management of your coverage.